Stacked Cents Co. is a one-person shop making digital financial templates and trackers for people who want to see where their money goes without learning a complicated app. Every product is built around one idea: you type in what you know, and the math is done for you.

Most budgeting tools ask for too much. Monthly subscriptions, bank logins, dashboards with twenty features you'll never touch. We go the other way. Our templates are simple, one-time purchases that open in tools you already have, and they're laid out so you can see the whole picture at a glance.

Start with the Grab-and-Go Budget System.
It's a Google Sheets budget template with six tabs: a Start Here guide, then one each for your income, bills, spending and accounts, plus a summary that adds up your month for you: money in, money out, money left. Bills flag themselves when they're overdue, spending is compared against your budget by category, and there are no formulas to write.

It's made for anyone who's paid regularly, has a handful of bills to keep on top of, and has found other budgeting apps too much to stick with. That includes people juggling a paycheck plus a side income.

More templates and trackers are on the way, each one built the same way: simple, honest about what it does, and ready to use in minutes.

Budgeting tools for personal use, not financial or tax advice.